Glossary

Term · California: Leave, Money, and Paperwork

State Disability Insurance

Also: SDI, California SDI, EDD disability insurance

California's state program that pays partial wages during time off for a disability, including pregnancy and recovery from birth. Often paired with Paid Family Leave.

In plain words

State Disability Insurance, or SDI, is a California program funded by payroll deductions. It pays part of a worker's wages during time off for a medical condition, and pregnancy counts as one. It also covers recovery from birth, including a . Mothers often hear about it through their employer or the . SDI is different from , which pays for bonding time with a new child. It is a separate program, and it can follow SDI. Amounts and time periods change over time, and recent changes raised the share of wages paid for many workers. Eligibility depends on work history and on the type of leave. Current rules are posted by the Employment Development Department.

The deeper version

State Disability Insurance is California's employee-funded wage replacement program, administered by the Employment Development Department. It provides partial wage replacement for nonoccupational disability, including pregnancy-related disability and recovery from childbirth. pairs with SDI for standard periods of up to 4 weeks before and 6 weeks (vaginal birth) or 8 weeks (cesarean) after birth. Paid Family Leave, a companion program, provides up to 8 weeks of for either parent. Under SB 951, wage replacement rose to 70 to 90 percent for many workers in 2025, depending on income. Eligibility, the , and benefit caps are set in statute and state regulation.

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Sources

  • California Employment Development Department — State Disability Insurance and Paid Family Leave program guidance, current edition

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